When most people apply for a home loan, they focus only on the interest rate and EMI. But the truth is, there are many additional charges that come with the process. These include login fees, processing fees, legal and technical charges, valuation charges ...
In 2025, car ownership isn't just about the freedom of the road it's also about being smart with your money.With rising fuel costs and a greater focus on financial planning, people are looking for better ways to manage their existing car loans.That’s wher ...
Choosing the right home loan can feel like a high-stakes guessing game. Should you lock in a rate now and enjoy stability, or should you ride the market's ups and downs in hopes of a better deal? In 2025, with the Reserve Bank of India making policy moves ...
Closing a loan feels like a huge relief. No more EMIs, no more bank reminders, and complete ownership of your asset.But what if, even after you close the loan, the bank still deducts an EMI from your account? This is more common than you think, especially ...
Imagine this, you're paying ₹35,000 in rent every month and you see a house where the EMI would be ₹80,000. Your heart says, "Buy it, it's yours!", but your mind says, "Wait, that's more than double!".This is a debate almost every Indian family has that s ...
A car loan top-up can be a real lifesaver when you need some extra cash for an unexpected expense or a home project.But if you’ve missed an EMI or two in the past, you might be thinking, "There's no way a bank will approve me now."Here’s the good news: a ...
Getting a commercial property loan can feel like a huge hurdle, especially if you're a small business owner, a freelancer, or self-employed without a formal company balance sheet.The common belief is that without these traditional documents, banks won't e ...
You know that feeling when you need quick cash, and a personal loan just seems like too much of a headache with those sky-high interest rates? That’s where a car loan top-up comes in.It’s a genius way to unlock funds using your existing car loan, but let’ ...
Think a fat paycheck is the only way to snag a home loan? Nope, that's a common misconception!While a good salary certainly helps, lenders actually dig much deeper before they say "yes" or "no." So, if you're earning a modest amount and still have your he ...
If you’ve ever wanted to pay off your floating-rate loan early whether home, car, or business you’ve likely faced hefty foreclosure charges.That’s changing now. Starting from January 1, 2026, the RBI has issued a landmark circular that eliminates foreclos ...
