Building a strong business requires more than just an idea. It needs proper planning, the right resources, and reliable financial support.
At Adiguru Financial Services, we understand how important timely funding is for business owners in Vadodara and across Gujarat. Our focus is to help every entrepreneur access the right business loan that supports growth, expansion, and long-term success.
Whether you are managing day-to-day expenses, expanding your business, purchasing new equipment, or arranging working capital, our business loan services are designed to provide simple and stress-free funding solutions.
Our approach is transparent and result-driven. We review your business profile, understand your specific needs, and connect you with trusted lenders who offer suitable loan options based on your financial capacity.
From start to finish, our team ensures personal guidance, quick documentation support, and clear communication so you can focus on growing your business without financial delays.
With Adiguru Financial Services, you get dependable assistance for business loans in Vadodara and Gujarat, helping your business grow with confidence and financial stability.
FAQs
What is the minimum amount I can get as a business loan?
You can apply for a business loan starting from ₹2 lakh, depending on your income and profile.
Can I get a loan without collateral?
Yes, unsecured business loans are available if your profile meets the required conditions.
What is the usual interest rate for business loans?
Interest rates generally range between 10.99% to 24% per annum, depending on your eligibility and lender.
How soon can I get my loan approved?
Most loans get approved within 3 to 5 working days after submitting complete documents.
Can I get a loan if I do not file ITR?
Yes, certain NBFCs and private lenders consider applications without ITR based on bank transactions and business performance.
What is the maximum tenure for repayment?
You can choose a repayment period between 12 months and 60 months based on your cash flow.
Does CIBIL score matter for approval?
A good CIBIL score helps you get better rates and faster approval, but we also assist low-score profiles.
Is there any hidden fee or charge?
No, we maintain complete transparency and inform you about all applicable charges before proceeding.
Can I pre-close my loan before tenure ends?
Yes, you can pre-close or foreclose your loan by paying a small foreclosure charge depending on your lender.
Why should I choose Adiguru Financial Services?
Because we focus on genuine guidance, fast processing, and complete support. Our goal is to help your business get the right funding at the right time without confusion or hidden terms.